ABOUT EARNIN

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

Risk and Fraud systems are a fundamental component of EarnIn's success. We manage systems that provide real-time feedback to prevent fraud and facilitate the ability to investigate the mountains of information we have to gain insights into business operations. We are looking for an experienced, collaborative, and resourceful senior-level engineer to join our backend teams. As a senior engineer, you will work cross-functionally with various teams and contribute to the design and development of our backend services.

This position will be ideally hybrid from our Mexico City office as part of our expanding site location. EarnIn provides excellent benefits for our employees including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location.

WHAT YOU'LL DO

• Drive the design and implementation of new features, break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, maintainable code
• Make a meaningful impact in the lives of our community members
• Create and maintain test automation to enable continuous integration and development velocity
• Design and deliver robust microservices integrations visa REST/gRPC APIs and via messaging patterns (events/queues)
• Collaborate and mentor other engineers while providing thoughtful guidance using code, design and architecture reviews
• Work cross-functionally with other teams including: data science, design, product, marketing and analytics
• Debug production issues across our services infrastructure and multiple levels of our stack
• Work with distributed systems and services and care passionately about producing high quality code

WHAT WE'RE LOOKING FOR

• 4+ years of development experience in Software Engineering
• Experience working in microservices architectures
• Proficient in at least one modern programming language and the ability to understand more than one. (we work with Kotlin, C#, and Python)
• Hands-on experience working with SQL databases, NoSQL experience is a plus
• Experience with continuous integration and delivery tools
• Experienced in developing and executing functional and integration tests
• Excellent written and verbal communications skills

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.